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 TEXAS

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TEXAS – PER TEXAS BUSINESS & COMMERCE CODE CHAP. 20 SEC.20.05


 (a)  Except as provided by Subsection (b), a consumer  reporting agency may not furnish a consumer report containing information related to:

(1)  a case under Title 11 of the United States Code or  under the federal Bankruptcy Act in which    the date of entry of the  order for relief or the date of
      adjudication predates the consumer report by more than 10 years;
(2)  a suit or judgment in which the date of entry predates the consumer report by more than seven years or the governing statute of limitations, whichever is
      longer;
(3)  a tax lien in which the date of payment predates the consumer report by more than seven years;
(4)  a record of arrest, indictment, or conviction of a crime in which the date of disposition, release, or parole predates the consumer report by more than seven
      years;  or
(5)  another item or event that predates the consumer report by more than seven years.

(b)  A consumer reporting agency may furnish a consumer report that contains information described by Subsection (a) if the information is provided in connection with:
(1)  a credit transaction with a principal amount that  is or may reasonably be expected to be $150,000 or more;
(2)  the underwriting of life insurance for a face amount that is or may reasonably be expected to be $150,000 or more;  or
(3)  the employment of a consumer at an annual salary that is or may reasonably be expected to be $75,000 or more.

 
 
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               records may be reportable to End User's (our Clients' client). Users of our service agree to be solely responsible for the implementation of, and strict adherence to all Federal as well as State
               laws regarding the permissible purpose and usage of any information returned in any requested search result. For more information on applicable State and Federal regulation, click on the
               appropriate heading for "Complete text of FCRA", "Summary of Rights", and "Notice to Users"
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